A safe harbor 401(k) is a retirement plan that allows a company to avoid the regulations and expenses associated with ...

By setting up a safe harbor 401(k), a business can provide its employees with the same tax benefits as a regular 401(k) plan but skip the onerous annual testing requirements. Read on to learn more ...

Under the Economic Growth and Tax Relief Reconciliation Act of 2001, 401(k) plan sponsors were given the authority to automatically roll small accounts from terminated employees with up to $5,000 into ...

When drafting new 401(k) plans for clients during the middle of the year, I like drafting them with an effective date of the first of the year ...

At this time, I would like to welcome everyone to the Equitable Holdings Third Quarter Earnings Conference Call. (Operator Instructions) I would now like to turn the conference over to Erik Bass, Head ...

For example, plan sponsors that wish to implement a safe harbor 401(k) plan design based on matching contributions must amend their plans before the beginning of the plan year and provide advance ...

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. A workplace 401(k) plan helps you save a substantial ...

Not only do TDFs exemplify the evolution of the DC industry and could be the vehicle for dramatically improved outcomes, they also provide valuable lessons that could lead to 401(k) 3.0 with the ...

Scott Colangelo of Prime Capital Financial argues that a lack of transparency will hold back the promise of in-DC-plan retirement income investments.

The possibility of Republicans controlling the Executive Branch, as well as both chambers of Congress, could have significant ramifications for retirement and tax policy issues, but a few questions do ...

Victims of Hurricane Helene in Alabama, Georgia, North Carolina, South Carolina, and parts of Florida can benefit from extended tax filing deadlines. Discover how this relief can ease financial ...

Your employer is terminating a SIMPLE IRA plan mid-year and replacing it with a safe-harbor 401(k) or 403(b). On the surface this seems straightforward, but some planning is necessary to successfully ...